Money is a means of negotiating, it empowers you. The Jamaican government has made the decision to return to the International Monetary Fund (IMF).

In response to Dr Carolyn Cooper's Sunday Gleaner article, IMF = debt for life, one could argue that debt is not necessarily a bad thing if it is used to defer payment, essentially buy time and create wealth.

Monetary aid from the IMF and other lending or donor agencies should be used for what is of utmost priority - to advance, integrate and develop the Jamaican economy and not result in a situation where we are always in dependency because we are always indebted.

I am, etc.,

Dr Daive R. Facey

Christiana, Manchester

DR.Facey@gmail.com