Demar Tracey, Outlook Youth Writer

Jamaica has been making strides in its technological advancements, which includes conducting business electronically. But we should exercise great care with some of these transactions.

Scenario: It is late but you have found out that you are living in a technologically changing world, so you

SHOULD

Educate ourselves

Valvetta, 21. "Well, based on the fact that the technology is fairly new to the majority of us, I think it's not only important that the government seeks to educate us, but for us to educate ourselves about 'e-biz'."

Use credit cards

Charmalee, 19. " I think that going cashless is definitely the way to go, as it lowers the chance of you losing much in the event of a robbery."

Be wary of scams

Sammy, 18. "The little things that pop up and say that you win a million dollars are not real. People you can't win so much money that easy, be wise!"

Keep records of our transactions

Zandel, 23. "That's a must, because technological advancement suffers its fare share of errors. To avoid being 'on the wrong end of the stick' you, as the consumer, must have documentary proof."

But, we should never ...

Get carried away

Hue, 24. "When persons have credit cards at their disposal they sometimes get carried away, and attempt to buy everything they see online and visit the ATM. That's bad because you can put yourself into some serious debt."

Disclose our financial information

Howard, 20. "These days you can't be sure who is who, so anything that has to do with the financial aspect of your life should remain private."

Indulge in fraudulent acts

Keisha, 20. "I know that identity theft is a big thing in the United States. I just hope that we Jamaicans don't pick up the practice."

Invest in sectors you have no information about

Maxine, 25. "When you invest electronically, you don't know who is receiving your information, which includes your account number and its contents. So it could be a scam that could cost you everything you own."

For the most interesting teen issues and styles, get your copy of Youthlink magazine on news-stands on Tuesday.